I'm trying to teach my kids to be active and hard-working. There's no question that hard work pays off later. The problem is that being lazy pays off now. If I can encourage you in one thing: Don't be lazy when it comes to filing your tax return on time, although you're in good company if you haven't filed yet. The good news? Last minute doesn't have to mean lost opportunity. Here's a list of last-minute ideas that could save you tax this season.